Every review we hold for the Cherwell office, from every platform, shown as written. First names only.
★★★★★ 5/5
GoogleIt has been six years and counting since we bought our first house through IMS. They mean what they say , they are a truly Mortgage Specialists, very professional and hard working team. We can and will recommend IMS 100%.
A huge thank you to Michelle and the IMS team for helping us get a good deal on re mortgaging of our house! Great service and your professionalism is second to none! Keep up the good work. Great team!
Joseph · 28 January 2024
Agent replied · 24 October 2024
Thank you so much Joseph for your 5 ⭐️ review! It has been such a pleasure to look after your mortgage requirements for the last 6 years! Thank you for always being so loyal and recommending our services!
★★★★★ 5/5
GoogleHi there,
I just wanted to say a massive thank you to Victoria & Tracey for last week. We needed an affordability check so we could reserve a property and i was pretty frantic and went into complete panic as there was only one home available to reserve. I was also at my son’s birthday party and trying to make all the calls. Victoria and Tracey were so so so so understanding and patient with me and I can’t tell you how grateful I am. I know it was only to reserve a property and there’s still a long way to go but they way you reassured me so I could leave it in your hands meaning I could be present at my sons party meant everything.
Thank you so much!
Drew · 29 November 2023
Agent replied · 24 October 2024
You are so welcome Drew, it was an absolute pleasure to help you, thank you so much for writing such a lovely review, we absolutely love what we do so it's always lovely to read such wonderful reviews. We wish you all the best of luck with the move into your new home!
★★★★★ 5/5
GoogleCannot recommend IMS enough! Me and my Partner needed a mortgage and the process couldn’t have been easier. They were able to help us decide which mortgage would be the best fit for us, got us a great rate, and it was all arranged super quickly. Nothing was ever too much trouble, and they were more than happy to answer any queries if either me or my Partner weren’t sure of anything. A huge huge thank you to Michelle & her team!
Isabelle · 29 November 2023
Agent replied · 24 October 2024
Thank you Isabelle for your wonderful review, honestly it was a pleasure to arrange your mortgage, you were both delightful to work with, we wish you all the best in your new home 🏡 …
★★★★★ 5/5
GoogleMichelle and her team were excellent. They were very patient and helpful, going above and beyond to get us what we needed quickly (even when we were slow). Highly recommend.
Leah · 1 November 2025
Agent replied · 22 November 2025
Thank you so much for taking the time to write such a lovely review, I’m thrilled that we were able to help you move house! Best wishes in your new home 🏡 …
★★★★★ 5/5
GoogleThis is the 2nd time using IMS to remortgage our flat and 3rd time overall, and I'm always super impressed with the professonalism and kindness given during what was a stressful time as we'd left it a bit later than we should have and unfortuately ended up having to pay one month at variable, at no fault of the IMS team. Jade was an absolute star and kept us updated and would constantly help us chase the mortgage lenders for a completion of change and we will definitely be using their expertise when we start our moving process in a few years time!
Kelly · 25 October 2023
Agent replied · 24 October 2024
Thank you for the 5 star review, we really appreciate it, it has been a pleasure working with you : )
★★★★★ 5/5
GoogleWe contacted Michelle because of recommendations on the local area FB pages. - all of which are true.
Michelle is extremely knowledgable, clear and concise with the advice she provides. The markets are difficult for my wife and I to grasp (except some basics) and so it was good to hear it set out so simply. I also liked that Michelle had access to all the most up to date deals right in front of us so that we could see what was best for us, rather than just being told what we should do.
We also appreciated Michelle’s open and honest approach to us. She is a friendly and welcoming person, operating from a quite stunning building (Bicester branch).
Thanks Michelle, we have appreciated your support in securing our next mortgage.
Tom and Sunny.
Tom · 25 October 2023
Agent replied · 24 October 2024
Thank you so much for your wonderful review, it was such a pleasure to meet with you both and assist you with your remortgage options, I’m really looking forward to working with you both again in the future, Many Thanks 😊 …
★★★★★ 5/5
GoogleWe chose IMS back in 2016 to arrange two new mortgages, one being a Buy to Let and we couldn't have been in better hands. Michelle was so helpful, easy to talk to and explained everything in a way that made sense. During the process Michelle and her team were very attentive and we felt very valued as a client. Michelle advised us again recently to find the best fixed rate on our Buy to Let, and also helped my Niece & her Boyfriend understand the dauting process of becoming first time buyers.I would not hestiate in highly recommending them to any of my family & friends.
Nicola · 25 October 2023
Agent replied · 24 October 2024
Thank you so much Nicola, thank you so much for recommending your niece and her partner, they were delightful and I am thrilled that we are able to help them. I really appreciate your review and enjoy working with you both on your remortgages!
★★★★★ 5/5
GoogleAmazing service provided by Michelle Niziol at IMS. It has been a difficult time given the interest rates increase and I have been quite worried about my mortgage renewal. Michelle provided honest and helpful advice which reassured me and put my mind at ease and provisionally locked in a deal which best suited my needs. Michelle booked in a follow up call for a few months time to review the interest rates again before my mortgage renewal kicks in, just to ensure she gets me the very best rates/deal possible and she has kept me updated every step of the way.
Michelle’s professionalism is second to none and I will definitely be back in the future rather than going to the lender direct as it’s such a more personable and reassuring experience. Couldn’t recommend Michelle and IMS more! Thank you so much Michelle!
Kath · 25 October 2023
Agent replied · 24 October 2024
Thank you so much Kath for your wonderful 5 ⭐️⭐️⭐️⭐️⭐️ review, it was lovely to chat through the best options with you and to decide on the best one, I am looking forward to speaking with you again 😁 …
★★★★★ 5/5
GoogleHappy to say that IMS have provided us a quick, responsive, and patient service as first-time buyers and made purchasing our first home as seamless as possible.
I'm sure we've had a few too many questions (and probably looped back more than a few times on a few topics) but Michelle and her team have always made time for us and never made us feel like we were causing any problems. Would gladly recommend them in future and look forward to working with them again when our current term runs out.
Zach · 25 October 2023
Agent replied · 24 October 2024
Thank you so much Zach for your lovely review, we have loved working with you both and honestly we know how stressful it is buying your first home so we are thrilled we could help you! Look forward to working with you again and we wish you all the best with the move!
★★★★★ 5/5
GoogleI’m very thankful, once again to Michelle at IMS for all her help with my recent remortgage. She told me she would be back in touch in September to finalise things and she was true to her word. She has also managed to find me an even better deal and I’m most grateful to her for that. Michelle has a way of making you feel at ease when discussing things and is must knowledgeable and helpful. I fully recommend her to others.
Thanks again,
Jill
Jill · 3 September 2025
Agent replied · 8 October 2025
Thank you Jill, always happy to assist you in finding the best remortgage deal!
★★★★★ 5/5
GoogleMichelle was fantastic at sorting out our new mortgage deal. I was able to send over the details this morning and by this afternoon my provider had sent me the email letting me know they were processing the request. I was recommended to use her and now I will most certainly be recommending her to everyone I know. Best in the business Thank you ☺️
Tracy · 28 March 2024
Agent replied · 24 October 2024
Thank you so much Tracy for your lovely review! It was a pleasure to work with you both, getting you the best deal on your remortgage! Thank you for using our services 😁 …
★★★★★ 5/5
GoogleMy second time of working with IMS and Michelle for my mortgage needs. I find Michelle easy to work with, knowledgeable and quick to respond to questions and queries, and I’ve always got a deal I’ve not been able to better through my own searches. Happy to work with Michelle and IMS and happy to recommend her services to others.
Anders · 17 January 2026
Agent replied · 18 April 2026
Thank you so much Anders for your lovely comments, I’ve always really enjoyed working with you to find you the best deal! Thank you again for using our services, your loyalty is much appreciated 😁 …
★★★★★ 5/5
GoogleCan not recommend IMS enough, Michelle is fantastic. She has been so helpful, she does absolutely everything for you and does it quickly, always making sure she gets you the best deals. I have used other mortgage brokers in the past and they don't compare. Michelle even answered my emails (quickly may I add) whilst she was away on annual leave in Barbados! Honestly cant thank her enough.
Ellie · 29 December 2023
Agent replied · 24 October 2024
Thank you so much Ellie for your lovely review, it was such a pleasure to help you with your mortgage! Honestly it was no issue whilst I was on holiday, I know how stressful it can be, I was happy to help 😁 …
★★★★★ 5/5
GoogleMichelle has been brilliant in advising and assisting me to secure a mortgage for my first home. I have been kept up to date at every step of the process, Michelle was really responsive in answering any questions I had and providing advice.
I would highly recommend IMS, fantastic communication, professional and reliable.
Thank you so much Michelle and team!
Alice · 27 May 2024
Agent replied · 24 October 2024
Thank you so much Alice for your lovely review, it has been an absolute pleasure helping you buy your first home 🏠 thank you for choosing IMS 😁 …
★★★★★ 5/5
GoogleAmazing service, Michelle and Jade worked really hard to secure us the best deal for our house purchase. Michelle was really prompt with responding to emails and was great at communicating with us so we felt secure that she had it all under control. IMS also had links to insurance and solicitors so the full package. Will definitely be using them again if we are buying in the future.
Julia · 25 October 2023
Agent replied · 24 October 2024
Thank you so much Julia for your wonderful review! Such a pleasure to work with you both on securing your new mortgage through a stressful time and financial climate! Loved working with you both 😊 …
★★★★★ 5/5
GoogleBeing a first time buyer, I was extremely anxious and didn't know where to start. Holly and Abby were super helpful and put me at ease. They kept me up to date the entire time and communication was always quick throughout the process. They definitely got us a better deal than what my wife and I were previously quoted by the bank before deciding to use IMS. Thank you! :) Highly recommended and will not hesitate to use them again when it comes to remortgaging!
Toni-Marie · 25 October 2022
Agent replied · 24 October 2024
Thank you so much Toni-Marie, it’s been fantastic to look after you! Thank you for the 5 ⭐️ review!
★★★★★ 5/5
GoogleMichelle and her team have made, what we thought was impossible, a dream come true. We starting looking at becoming home owners as we needed more space than our rented property could offer us for our growing family. It was a bit of a long shot as our mortgage application was complex due to both myself and my husband being self employed but Michelle was able to search the whole market for the best mortgage that suited us. The time, effort and patience that went into the work to get this through for us was second to none. We can’t thank Michelle & Abbi enough for their friendliness, professionalism & impressive communication which made the process seamless. IMS are truly amazing and we would highly recommend them to anyone looking to take out a mortgage! They are, without doubt, the best company we have ever dealt with and deserve huge recognition for putting their customers at the heart of there business. Thank you again from an incredibly happy customer on completion day :)x
Carla · 25 October 2022
Agent replied · 24 October 2024
Thank you for the 5 star review, we really appreciate it, it has been a pleasure working with you : )
★★★★★ 5/5
GoogleWe been using Michelle mortgage advice for while. She is very professional and very keying to always get us the right deal on our mortgage.I can definitely agree she is the best mortgage advisor in Oxfordshire. I couldn’t trust in anyone else. Thank you so much Michelle for your time and dedication to always find us the best deals.
Christian · 27 April 2024
Agent replied · 24 October 2024
Thank you so much Christian for your lovely review, thank you for choosing IMS for your remortgage, it was so lovely to work with you both on this, I look forward to working with you again.
Many Thanks,
★★★★★ 5/5
GoogleWe have used Michelle and her team for many years and cannot fault the exceptional, professional service we have received on each occasion.! Highly recommend.
Adrian · 3 August 2025
Agent replied · 8 October 2025
Thank you so much Adrian, 20 Incredible years I have had the absolute pleasure in looking after you both!
★★★★★ 5/5
GoogleI recently had a remortgage and, as i am local to Bicester, used IMS Mortgage Solutions. I couldn't have been happier. They were excellent, and secured my new Mortgage.
Michelle, Beth and the IMS team were superb. I highly recommend speaking to them if you are looking for any Mortgage service.
Peter · 17 February 2026
Agent replied · 18 April 2026
Thank you so much Peter for your lovely review, it was a pleasure to assist you with your remortgage. We are thrilled you were happy with the service and were looking forward to working with you again soon!
★★★★★ 5/5
GoogleOur experience so far with IMS has been nothing short of 5 stars! Holly has been amazing and has responded so quickly to our emails and questions, which has made the extremely stressful process of buying a house that little bit easier. As my partner and I are first time buyers, we are very unsure of the process and necessary steps, but Holly and the team at IMS have been so supportive and understanding! Would highly recommend:)
Megan · 25 October 2022
Agent replied · 24 October 2024
Thank you Megan for your lovely review, it has been such a pleasure to help you navigate the process of buying your first home 🏡 …
★★★★★ 5/5
GoogleMichelle is an outstanding mortgage advisor! Her expertise, professionalism, and dedication are truly remarkable. She guided my partner and I through the re-mortgage process seamlessly, providing clear explanations and providing us with honest unbiased advice. Michelle's personalised approach and attention to detail made us feel confident and supported throughout. I highly recommend IMS Property Group to anyone seeking mortgage advice, they won't be disappointed!
Jake · 25 October 2023
Agent replied · 24 October 2024
Thank you so much Jake for your very kind words, it was a joy to speak with you both, you are both so lovely and friendly, that makes my job super easy! Looking forward to selling your home and arranging your mortgage again in the future 😁 …
★★★★★ 5/5
GoogleI have been using IMS for the past 7 years to get our first mortgage and then re-mortgaging thereafter and would be hard pressed to go anywhere else. Michelle and her team have always been incredibly helpful and insightful. My emails are always answered in a timely manner and things are always explained in a way that I can fully understand. Thank you for all the hard work you have done for us over the years.
Megan · 25 October 2022
Agent replied · 24 October 2024
Thank you so much Megan for your lovely 5 ⭐️ review. We really appreciate you sticking with us over the last 7 years, it has always been such a pleasure working with you 😊 …
★★★★★ 5/5
GoogleWell deserved of a 5 star review, the service provided by Michelle was very friendly and efficient -
Michelle knows her stuff and have us lots of very useful advice on different options for our mortgage and gave us a quick turn around on applications.
Being in Bicester IMS are familiar with the local estate agents, which is a definite plus.
Dave · 25 October 2023
Agent replied · 24 October 2024
Thank you Dave for such a lovely review, it was such a pleasure to look after you both buying your home 🏡 thank you for your kind words and good luck with the move 😁 …
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